Tuesday, March 19, 2019Why Do You Need Homeowners Insurance? There are a couple of major reasons you need homeowners insurance. One is to protect your property and the belongings inside it. Second, you won’t be able to get a mortgage without some sort of minimum homeowners insurance coverage. READ MORE >>
Saturday, March 9, 2019The insurance industry is experiencing a period of increased rates, and we’ve explained everything you need to know about the current climate and how it will impact your upcoming renewal. What’s going on with insurance rates? READ MORE >>
Wednesday, September 13, 2017Fewer carrying flood insurance despite risk; Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy. Amanda Spartz nearly did not renew her home's flood insurance policy after her first. READ MORE >>
Thursday, October 30, 2014Texas Home Insurance Rates Higher Home Insurance Rates Texas is among the top three states in the nation having the highest home insurance rates, accompanied by Florida and Louisiana. One of the reasons is the diverse weather patterns in these states. READ MORE >>
Tuesday, December 17, 2013The holiday season is a busy time for most people. There are family gatherings to arrange, parties to host, houses to decorate, presents to buy and cookies to bake. Amid all that hustle and bustle, it’s a good time to revisit your home insurance coverage because the holidays can provide some out of the ordinary situations for homeowners. READ MORE >>
Monday, October 7, 2013Many people make the mistake of coming to a decision under one set of circumstances and then sticking with it forever – regardless of whether situations change in later years. Take cable television, for example. The cable companies rely on customers never looking for better deals while rates continue to go up. READ MORE >>
Saturday, September 29, 2012 A Homebuyers Guide to Home Insurance is designed to educate long time homeowners and home buying newbies alike about the ins and outs of home insurance. How much coverage do you really need? Do you know what features of a home negatively affect your rates? READ MORE >>
Tuesday, May 8, 2012Major Improvements to the Interior or Exterior of Your House Can Significantly Change Your Insurance Needs Talk to your insurance agent, broker or company representative before you start the project Let your insurance agent know about your remodeling plans. READ MORE >>
Tuesday, March 6, 2012Most basic homeowners insurance policies will cover damage to your house and the contents caused by falling trees and tree limbs. Most storm-caused tree damage, such as ice, hail and lightning, is covered. As long as the tree was healthy and well maintained, it doesn't matter if it was your tree or your neighbor's tree; your policy covers damage to your property. READ MORE >>
Sunday, February 12, 2012A new insurance commissioner has allowed State Farm to charge higher rates and deductibles in Texas. State Farm Insurance on Dec. 1 was authorized to switch many of its 1.2 million homeowner policies to a higher deductible. The Dallas Morning News reports Commissioner Elanor Kitzman, who took office in August, found no reason to reject the increases. READ MORE >>
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